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学生贷款

Student loans are available to help you offset your educational expenses for a specific 学术期. 借款通过 学生贷款 should be your last alternative. Be sure to exhaust all other resources of financial assistance, including 奖学金, 国家拨款 和 勤工助学 employment before applying for a student loan. Keep in mind that applying for a student loan too early may limit or exclude you from receiving grants or 奖学金.

Eligibility requirements for federal student aid:

  • Not in default on a previous student loan or owe an overpayment on a previous grant
  • Enrolled in a program that leads to an associates degree or an eligible vocational certificate 在NWACC
  • Making Satisfactory Academic Progress towards a degree or eligible certificate at NWACC


For more information read the 联邦 Direct Loan brochure.


联邦 & Private 学生贷款

Direct 工作人员ord 贷款

A Direct 工作人员ord Loan is a federal loan program available to undergraduate students depending on eligibility.

To apply for a Direct 工作人员ord Loan:
  • Determine amount of student loan needed to meet educational expenses.  接受所有 or part of the student loan on 我NWACC Connection.
  • Complete Direct 工作人员ord Loan Entrance 咨询在 www.热门产品.政府
  • Complete a Direct 工作人员ord Loan Master Promissory Note (MPN) at www.热门产品.政府
  • Enroll in 和 attend at least six credit hours towards selected degree or certificate 在NWACC
  • Students who do not need the offered loans should decline on 我NWACC Connection.

Allow approximately one hour to accept your loans, complete loan counseling 和 complete 的eMPN.

(Approximately 20 to 30 minutes to complete Direct 工作人员ord Loan Entrance Counseling AND approximately 30 minutes to complete the Direct 工作人员ord Loan electronic MPN.) You will be asked to give information which will include:

  • Your permanent address
  • Telephone number Driver's license number 和 state
  • Email address (if you have one)
  • Two references who have known you for at least 3 yrs (names, addresses, telephone 数字)

接下来是什么:

  • Students who receive a Direct 工作人员ord Loan must complete Direct 工作人员ord Loan Exit 咨询在 www.热门产品.政府 before leaving school or dropping to less than half-time status.
  • Student loan borrowers must repay the Direct 工作人员ord Loan even if the student does not complete the academic program, is dissatisfied with the education received or is unable to find employment after leaving NWACC. Information regarding repayment options including income-sensitive 和 income-based options is available at www.热门产品.政府. A loan calculator can also be found at the following website www.资助.org/calculators/loanpayments.phtml.
  • The student's individual federal aid history including loan holder contact information 可在 www.nslds.ed.政府. It is recommended that students contact their loan holder immediately upon graduation or dropping to less than half-time status.

Private Educational (alternative) 贷款

Students who need additional funds after considering the feasibility of The Direct 工作人员ord Loan or students who are ineligible for federal aid, may need to apply for 私人贷款. It is NWACC's recommendation that our students apply for a 联邦 Direct 工作人员ord Loan prior to an Alternative Loan as it is in the student's best interest.

For more information 和 to apply for alternative loans, go to www.elmselect.com.

To view the information:

  • School 搜索 - for NorthWest Arkansas 社区 College
  • Select Program -  ‘Undergraduate' if you are the student or ‘Parent 贷款' if you are the parent or other individual taking out the loan on the student's behalf